In the end, defensive coordinator Vic Fangio and the staff played Smith every snap; on Monday, Smith checked himself into rehab . That part is in the books. The next step might be just as complicated. An NFC personnel executive, an AFC college scouting director and an AFC area scout all used the same word — “immature” — to describe Smith’s reputation coming out of Missouri in 2011. Most chalked his problems up to, as the college scouting director put it, “being 20 years old. He was just young.” There was no out-of-the-ordinary substance issue at Mizzou. Accordingly, the 49ers ‘ belief is that Smith’s more serious problems came about after he entered the league. That might be why even San Francisco’s strong player program department — which supported guard Alex Boone as he dealt with alcoholism — couldn’t help. Simply, Smith had a lot on him for a guy in his early 20s. With his family and especially with the recent birth of a daughter, he was thrust into the role of provider. Issues with trust (he isn’t particularly close with many people) and sleep ensued, and he didn’t handle all of it particularly well.

London Whale Settlement Sets Legal Precedent


The London Whale settlement The bank settled not only by paying the penalties, but also publicly acknowledging it violated the federal securities laws. JPMorgan agreed that the swap blunder “occurred against a backdrop of woefully deficient accounting controls” in its Chief Investment Office. The firm also acknowledged senior managers failed to advise its board of directors. The SEC’s order also states the bank “acknowledges that its conduct violated federal securities laws.” “J.P. Morgan failed to keep watch over its traders as they overvalued a very complex portfolio to hide massive losses,” said George S. Canellos, Co-Director of the SEC’s Division of Enforcement. “While grappling with how to fix its internal control breakdowns, J.P. Morgan’s senior management broke a cardinal rule of corporate governance…” In short, the settlement sets a new legal precedent. This could expose the bank to more lawsuits in addition to claims by investors already in play. While the bank did not admit to any misstatements of its financial reports, the SEC’s order noted “the Sarbanes-Oxley Act of 2002 established important requirements for public companies and their management regarding corporate governance and disclosure.” Other legal headaches for JPMorgan JPMorgan’s troubles are far from over. The Commodity Futures Trading Commission (CFTC) has a separate probe under way to determine whether the bank’s London unit manipulated the market with heavy derivative trading in 2012. Also, the Justice Department intends to bring another case against the bank involving $1 billion in mortgage losses for loans sold to Fannie Mae. Finally, last week, the Consumer Financial Protection Bureau (CFPB) ordered JPMorgan to refund about $309 million to more than 2.1 million customers for illegal credit card practices.

London Police Use Super Recognizers to Fight Crime


PC Paul Hyland a Metropolitan Police super-recognizer poses for photographs beside computer screens at the force’s New Scotland Yard headquarters in London on Sept. 18, 2013./ AP London police officers at Scotland Yard have reportedly been getting helped by a new breed of police-officers with special skills: “super-recognizers.” The Associated Press reported Friday that since 2011, about 200 London police officers have been recruited into an elite squad of super-recognizers that search crime surveillance photos in the hopes of identifying suspects based on perps they’d seen before. Super recognizers were responsible for nearly 30 percent of the 4,000 people who were arrested following the 2011 London riots , according to the report. “When we have an image of an unidentified criminal, I know exactly who to ask instead of sending it out to everyone and getting a bunch of false leads,” Mick Neville, Detective Chief Inspector at Scotland Yard who created the unit, told the AP. Just what exactly makes someone a super-recognizer? Richard Russell, an assistant professor of psychology at Gettysburg College in Pa., led a 2009 study that coined the phrase “super-recognizers.” He theorizes people with this superior facial recognition ability are on the other end of a spectrum from people who suffer from another condition called “face-blindness,” or prosopagnosia. In face-blindness, people have an inability to recognize familiar faces, even of celebrities and people they know well. Russell told he does not believe super-recognizers are doing anything dramatically different than average people when they look at someone to recognize a familiar face. He thinks they don’t hone in on someone’s eyes or a specific feature to recognize someone better than a typical individual would, he said. “We don’t really know whether they are doing something qualitatively different than other people. I assume they are not,” said Russell. “It might be a quantitative difference — still using the same kind of processes, but maybe they’re better.” One of the goals of facial recognition research is to understand which cues are leading people to identify a face.


How does Hyland do it? Nobody knows. But since 2011, about 200 London police officers have been recruited to an elite squad of super recognizers. Officials say they have tripled the number of criminal suspects identified from surveillance photos or on the street each week, and even helped prevent some crimes like muggings, drug deals and assaults. “When we have an image of an unidentified criminal, I know exactly who to ask instead of sending it out to everyone and getting a bunch of false leads,” said Mick Neville, Detective Chief Inspector at Scotland Yard. Neville started the super recognizer unit after realizing the police had no system for identifying criminals based on images, unlike those for DNA and fingerprints. The unit proved especially valuable after riots hit London in the summer of 2011. After the violence, Scotland Yard combed through hundreds of hours of surveillance video. So far, there have been nearly 5,000 arrests; around 4,000 of those were based on police identifications of suspects from video images. The super recognizers were responsible for nearly 30 percent of the identifications, including one officer who identified almost 300 people. A facial recognition software program made only one successful identification, according to Neville. Weeks before the Notting Hill Carnival, the biggest street festival in Europe, kicked off last month, the super recognizers were given images of known criminals and gang members. After the carnival began, 17 super recognizers holed up in a control room to study surveillance footage and spot the potential troublemakers. Once targeted people were identified, police officers were sent to the scene as a pre-emptive strategy.